Certified Private Wealth Advisor
A three level certification track that takes a banking professional from product fundamentals to running a private client book. Each level stands alone and carries its own certificate.
Candidates finish able to build, defend and review a client portfolio against a stated mandate, and to hold the conversations that go with it.
Who this is for: Retail and priority banking staff, relationship managers, and advisors moving toward private client work.
CPWA Level 1, Foundations of Wealth Advice
CPWA-1
- Duration
- 10 weeks
- Format
- Live online, with recordings available for two years
- Schedule
- Saturday and Sunday mornings, 9:30am to 12:30pm India time
- Next cohort
- 6 October 2026
- Listed fee
- Rs 42,000 (includes assessment and one retake)
- Assessment
- A two hour written assessment plus one recorded client roleplay
What it covers
- 01
The Indian savings and investment landscape
How households actually hold wealth, and what that means for an advisor's first conversation.
- 02
Product fundamentals
Deposits, mutual funds, insurance linked products, bonds and equities, compared on what they cost and what they do.
- 03
Risk profiling that holds up
Running a risk conversation that survives a market fall, rather than a questionnaire that does not.
- 04
Goal based planning basics
Turning a stated life goal into a number, a horizon and a monthly figure.
- 05
Regulatory ground rules
Suitability, disclosure and record keeping obligations in plain language.
- 06
The first client meeting
Structure, questions and the things a new advisor should never say.
What it expects from you
- A graduate degree in any discipline
- No prior finance certification required
Built for
- recent graduates entering banking
- branch staff moving into advisory roles
- professionals with no formal finance certification
- anyone who wants the fundamentals before specialising
This level is not for: experienced relationship managers already running a client book, portfolio managers, candidates who already hold an advanced wealth certification. If that sounds like you, the assistant will say so rather than take your application.
CPWA Level 2, Applied Wealth Advisory
CPWA-2
- Duration
- 14 weeks
- Format
- Live online, with two optional in person workshop days in Mumbai
- Schedule
- Tuesday and Thursday evenings, 7:00pm to 9:00pm India time
- Next cohort
- 13 October 2026
- Listed fee
- Rs 78,000 (includes both workshop days)
- Assessment
- A capstone client mandate defended in a live panel review, plus a written assessment
What it covers
- 01
Portfolio construction for private clients
Asset allocation as a decision you can defend, not a pie chart you inherited.
- 02
Tax aware advice
How the tax treatment of an instrument changes the recommendation, with worked Indian examples.
- 03
Insurance and protection in a wealth plan
Sizing cover honestly, and recognising when a product is being sold rather than needed.
- 04
Behavioural finance in practice
The four client behaviours that destroy returns, and the scripts that interrupt them.
- 05
Reviewing an inherited book
Auditing a portfolio you did not build, and telling the client what you found.
- 06
Difficult conversations
Underperformance, concentrated stock, family disagreement and the exit conversation.
- 07
Capstone: a full client mandate
Build, present and defend a complete plan for a private client brief.
What it expects from you
- At least two years in a client facing banking or advisory role
- CPWA Level 1 or equivalent working knowledge, assessed at admission
Built for
- relationship managers with a live client book
- priority and privilege banking staff
- advisors moving into private banking
- professionals seeking a promotion into private client work
This level is not for: complete beginners with no client facing experience, candidates who have never held a client conversation. If that sounds like you, the assistant will say so rather than take your application.
CPWA Level 3, Advanced Portfolio and Estate Strategy
CPWA-3
- Duration
- 16 weeks
- Format
- Live online, with a three day residential in Mumbai
- Schedule
- Wednesday evenings 7:00pm to 9:30pm, plus one Saturday a month
- Next cohort
- 3 November 2026
- Listed fee
- Rs 1,25,000 (residential accommodation is not included)
- Assessment
- A written strategy paper on an assigned family case, defended in an oral examination
What it covers
- 01
Multi asset strategy for large portfolios
Building mandates where liquidity, tax and family constraints bind at the same time.
- 02
Alternatives and private markets
What the structures actually are, what they cost, and when they are the wrong answer.
- 03
Estate and succession planning
Wills, trusts and family arrangements, and the advisor's limits in each.
- 04
Family governance
Advising a family rather than an individual, including the second generation conversation.
- 05
Cross border considerations
The questions to ask before advising a client with assets or heirs outside India.
- 06
Practice leadership
Supervising junior advisors, reviewing their files, and owning the quality of a team's advice.
What it expects from you
- At least six years in wealth management or private banking
- CPWA Level 2 or an equivalent senior advisory record
Built for
- senior private bankers
- team leaders supervising advisors
- portfolio managers moving into family advisory
- advisors specialising in estate and succession work
This level is not for: advisors in their first years of client work, candidates without a live senior client book, anyone seeking an introduction to wealth management. If that sounds like you, the assistant will say so rather than take your application.